The new HDBank Mobile Banking is an online application developed by HDBank to provide customers with a modern banking experience. Customers only need to install the application to manage their personal finances quickly, securely and conveniently anytime, anywhere.
Key features of the app:
Highlighted features:
• Log into the app using biometrics: fingerprint, face or PIN.
• QRPay facilitates payments at over 50,000 stores and websites that accept VNPAY payments – QR code
• Virtual Assistant (Chatbot) effectively supports transactions on applications through voice or keywords.
• Stock market information.
• Book and pay for flights on 30 domestic and international airlines.
• Integrate HDBank OTP authentication method into the application, bringing convenience and security to customers when verifying transactions. At the same time, it meets the security requirements of the National Bank.
Financial management functions:
• Check account information: current account, savings account, loan account, credit card account;
• Perform transfer transactions: transfer within HDBank, transfer outside HDBank (automatic fast transfer 24/7 to participating banks in the NAPAS system), fast transfer via card.
• Payment services: bills, transportation services, loan payments…
• Recharge services: phone recharge, VietJet Air agent recharge.
• Experience the “0 handling fee” privileges of HDBank e-SkyOne account: free transfers, free account maintenance, free eBanking services, and no average balance required.
Other Utilities:
• Search for branches/transaction offices, ATMs.
• Review information about products and services, incentives for customers, interest rate information.
• And many other utilities.
This Vietnamese small loan system has basically no problems in operation. It supports opening two other languages and the loan system functions are relatively complete.