A Chinese man in the catering industry suffered an online loan scam. After realizing that he had been deceived, he not only did not continue to send money to the scammers, but became their target.The other party publicly slandered him on Facebook as "the biggest drug lord in Taiping", which caused great trouble to the victims, family members, friends and the associations he joined.
Liu Jiayi (44 years old) is not only a catering businessman, but also the chairman of the Taiping family.
Today, accompanied by the Taiping Family Back Hall Council, he attended a press conference arranged by MCA Taiping District Chairman Hong Ruiying together with Taiping Social Welfare Organization Chairman Faiz and others to publicly express the truth and clarify the rumors.
Liu Jiayi said that two months ago, he clicked on an online business loan advertisement link and was then contacted via WhatsApp, asking for personal, bank account, business registration information and photos in order to apply for a RM5 business loan.
He said the other party proposed a trial loan of RM3000 to assess whether the borrower had the ability to repay.However, only RM1000 was transferred into the account, while RM2000 was deducted due to various charges.
I don't think this approach is reasonable.I decided not to borrow or repay the RM1000, but the other party insisted on paying back the RM3000.If I am unable to repay it, I can borrow another RM3000 from my colleagues to repay it.
He added that the other party's colleague lent RM3000 to RM2000, creating a debt of RM3000, which set off a vicious cycle.In this case, he has sent more than RM2 to the other party multiple times, but the problem still persists.
During this period, the other party also sets a limit, that is, the remittance must be completed within a certain specified period.For example, once, he was told that he needed to remit RM800. If the remittance was not completed within the time limit, he would be fined more than RM1000.
According to Liu Jiayi, he stopped contacting the criminals after he found out he was cheated two weeks ago. However, the criminals spread rumors on Facebook, accusing him of being the biggest drug lord, the biggest drug seller and the gangster boss in Taiping, claiming that he was involved in drug trafficking, destroyed other people's families, and that three "little brothers" helped him escape from prison. It is said that Liu Jiayi himself has absconded with the money.
The other party also threatened that if I didn't pay back the money, he would sell my personal information to a fraud group and let the fraud group use my identity to commit fraud.
He said that he is not only a representative of the society, but also participates in charity activities.The other party's rumors have caused trouble to family members, friends and communities.Therefore, we need to clarify this issue to alert the public to be wary of similar scams.
Someone reported online loan fraud to the police on August 8, and reported the case to the police again on August 1. He was attacked by the other party spreading rumors on social media.After police investigation, it was confirmed that the online loan fraud case was true, and the police advised not to pay too much attention to the other party.
Liu Jiayi added that after reporting the case to the police, the other party turned to slander his catering business, including rumors that the cooking oil in his store had not been replaced for a year and that he had not paid rent.
Hong Ruiying said that the economic situation has been poor in recent years. If businesses need to borrow money for turnover, they should consider borrowing from reliable institutions, such as cooperatives, loans provided by government agencies or banks, and at the same time be wary of the risk of loan scams.
